Most Often Asked Questions And Answers.

Question: How much will my life Insurance cost?

Answer: You determine how much Insurance coverage you want, I can tell you how much coverage you need. We can together design what you will be comfortable with in every way, both needs and cost. Any coverage is better than no coverage and it is so flexible you can always up-grade or down-grade. The earlier you take your insurance, the better because health and age are very inportant factors in determining your insurance cost.

Question: Do you cover my State?

Answer: Yes, we protect you in any State within the United States.

Question: What other Financial Services are you involved in?

Answer: We are a Financial Service company with broad coverage in: Life& health Insurance, Retirement Plans, Mortgage Protection Plans, Disability Insurance, College education Fund for Children, Long-Term care and Annuities.

Question: Can I just buy my Insurance over the Internet?
Answer: No, not with us, we think that life Insurance is too important an investment than things you just buy off the internet, we want to take time to explain to customers how insurance works and give them opportunity to ask questions and above all offer some help in any other financial decision of our clients.

Question: As an Agency, which Insurance Companies do you work with?
Answer: We represent some of the oldest Insurance companies in United states, most of which have been doing business for over 150 years. They include: Life Insurance Company Of The Southwest (LSW-subsidiary of the National Life Group), Americo Financial Life And Annuity Insurance Company, Mutual Of Omaha Insurance Company, Lincoln Heritage Insurance Company.

Question: What makes your Company special?
Answer: We have a new kind of Insurance where you do not have to die to use your Insurance benefits.
We have three unique living benefits which allow you 100% accelerated benefit in case of terminal and critical illnesses and 2% monthly income which can be used for any purpose.
We have term policies that will return all your premium should you out-live your policy. We have a comprehensive package of options , commonly referred to as Riders, that may be added to your life Insurance policy. These riders give you the flexibility to customize your policy, based on your needs. Some are available at no additional premium.
Our rider Portfolio includes the following:

Accelerated Benefits Rider 1(Terminal Illness)
Accelerated Benefits Rider 2(Chronic Illness)
Accelerated Benefits Rider 3(Critical Illness)
Long-Term Care Rider(LTC)
Extension Of Benefits Rider
Disability Income Rider
Waiver Of Target Premium
Other Insured Rider
Overloan Protection Rider
Guaranteed Insurability Rider
Children's Term Rider
Accidental death benefit Rider
Unemployment Rider.


For more Information and answer contact:
Will Ugwu
240 475 1706
willismile@comcast.net